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A Competitive Bid Process will be
recommended every two or three years, depending on the availability of
insurance markets, the company's loss record and any difficulties the
client may be experiencing with the incumbent insurance carrier. This
process will include:
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Preparation
of bid specifications. m |
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Selection
of agents and insurance carriers. m |
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Assignments
of insurance companies to each participating agent. m |
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Analysis
of coverage proposals and premium bids submitted. m |
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Analysis of all proposed policy forms and endorsements. |
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Premium negotiation on the employer’s behalf. | |
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Preparation of Comparative Quote and Policy Analysis report to assist in renewal decisions. | |
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Detailed binding agreement, signed by the agent, which specifies exact coverages, policy forms and premiums for the new policies. | |
RM OVERVIEW | BASIC SERVICES | BID WORK | TRAINING | OPTIONAL SERVICES |